So the big guy went ahead and pulled his credit reports today to see what the issue was. It appears that one of the banks we had a loan through that was then subsequently included in our bankruptcy 6 years ago was acquired by another bank recently. For whatever reason 2 of the accounts that we had through them were re-opened(?!) and it showed that we were making payments all this time(again ?!) until recently!
So it shows that we've defaulted on both of these loans and that they were written off in November. This makes no sense whatsoever! The big guy called said bank and of course the person we need to speak with is not there on the weekends, of course. Which means they'll have to speak to me on Monday, that's not good for whoever I get on the phone. I kill with kindness but at the same time can be a major bitch.
These accounts were all due to come off our credit reports December 2008 per terms of the bankruptcy, now it says 2014. I don't think so. We've worked our behinds off to overcome that bad financial time in our life and we've done great for the last almost 6 years, this is not going to ruin that.
The big guy is concerned that they're not going to be able to remove it and it'll get stuck. I assured him that whoever put it on has the ability to take it off and I'll go as high as I have to to get them removed. Wish me luck.
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